Document checklist

These are the documents that will be required to review you case for a possible bankruptcy filing. We request that you fax, e-mail or mail them to our office prior to your consultation. For office appointments, you can simply bring the documents with you.

1.     As many pay stubs as you have for the past six months for you and (if you are married) your spouse, even if your spouse is not filing with you. If you do not have pay stubs, see if your employer can provide you with a week by week summary of earnings for the past 6 months

2.     Most recent two years tax returns, including all schedules and attachments. If you do not have copies of the returns, please contact your tax preparer. You can also obtain transcripts directly from the IRS or New York State.

3.     Titles to all cars, boats, motorcycles, campers. Registrations for snowmobiles, ATVs, jetskis, campers, trailers, and other recreational equipment.

4.     Most recent tax bill for your home, as well as any recent appraisals. If you own more than one property, we will need tax bills and appraisals for those properties as well

5.     Copy (not the original) of the deed to your home and other real estate which you own

6.     Bank statements for all your bank accounts for the past 90 days and a printout or handwritten statement showing your current bank account balances

7.     Statement showing the cash value, death benefit and beneficiary of life insurance policies

8.     Statement showing the current value of pension plans, IRA accounts, annuities, and other retirement plans

9.     For self-employed individuals, a handwritten, detailed list of the total income and expenses for your business during the past six months

10.     Copies of foreclosure papers, wage garnishment papers, bank account restraint notices, and any other court documents

11.     Copies of all bills and collection notices for any debts that you owe, including debts you want to keep paying after the bankruptcy. We do not need copies of day to day bills (such as utility bills or car insurance bills) unless you are behind on them, in which case we do want copies

12.     A list of all family members to whom you owe money (or that owe money to you), and a list of all money or property that you have transferred family members during the past 12 months. The list should contain names and addresses. [You will still be able to pay the family members back at some point, but they must be listed as creditors.]

5 Responses to Document checklist

  1. Lisa A. says:

    Thank you for personally calling me back so promptly! This information was very helpful and I will be able to have everything ready next time we talk.

  2. rochelle says:

    Thank you for the callback and your willingness to do it on my time. I appreciate that kind of professionalism. The checklist and guide showed me that I do have options. It was very helpful in understanding this process. Thanks again.

  3. kubillah says:

    Thank u so much for the checklist i already have my debts together i need to get a copy of my deed to to my home,contatct my employer for paystub info,n get copies of tax return.after that is done i will be contacting u for my consultation.thanks so much.

  4. Sam says:

    more info for you,divorced 2008,i got all the credt debtl.2/24/09 was hurt at work! i am on comp & ssd,i have a hearing tues.23 of next week,to show permanensy for my probs or im not better 3 neck sygerys later.first one was or went bad 1/5&1/6 of 2010.had my neck operated on 1st 1 went ok until recovery that eve appox.5 am ham blood clots stped breathing for long time coded…coded coma 3days.2 sygerys less than 24 hrs!! not well,needed another sygery 1/17/12 ! now c3 to t1 are fused.comp is paying almost 80% of lost wages.roller coaster of now $ 364.34 every bi wkly child suppory is $260 bi wkly. so $623.34 bi wkly,appox $ 1700 ssd hope this helps some and thankyou VERY MUCH…Later…sam

    • Peter says:

      It sounds like you have had a very rough few year! statistics show that a large percentage of bankruptcies are directly or indirectly related to illness or injury. For many people, missing just a few months of regular paychecks is so overwhelming that they fall behind on even the most basic expenses, such as rent, car payments, or utilities. By the time people are back to their regular income level, the damage is often so severe that only a bankruptcy can help them get back on their feet.

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