Pre-Bankruptcy Credit Counseling

Before you can file a Chapter 7 or Chapter 13 bankruptcy case, you must complete a mandatory credit counseling consultation

The following is a list of approved pre-bankruptcy credit counseling providers for Chapter 7 or Chapter 13 cases. For the most up-to-date information, you can visit the website of the United States Trustee.

Summit Financial Education
(Online course $14.95; second course $9.95)

Cricket Debt Counseling


Dollar Learning Foundation (First course $14.99 for one or two filers; second course $7.99)
You will need an attorney code. (Attorney code: PG9273B)

Access Counseling, Inc.
Attorney Code PG29254 First course is $14.99, and the Second course after you file is $9.95.
By phone it is $25.00(1st course) and $15.00 (second course)

Start Fresh Today
Attorney Code: PG10385 1st course, online: $24.99, 2nd course online $21.99, By Phone: it is $34.99