Tag Archives: chapter 7

Rochester New York Bankruptcy Filings Still Trending Down

Monroe County is only about 20 percent lower in population that Erie County, and yet the filings in the Rochester Court are consistently lower than those in Buffalo. Although I have been practicing in this district for 20 years, I … Continue reading

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Passing the Means Test Doesn’t Guarantee Chapter 7 Eligibility

We are frequently contacted by prospective clients who have done some online research about bankruptcy and have reached their own determination about whether they pass the “means test” and are therefore eligible for Chapter 7 relief. While we always welcome … Continue reading

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Do you have enough debt to file bankruptcy?

We are often asked by clients whether they have enough debt to “qualify” for bankruptcy. This is a tough question to answer because no two people have exactly the same situations. However, here are some general observations that should help … Continue reading

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A Prediction About Future Bankruptcy Filings

I remember speaking with a local bankruptcy attorney a couple of years back about the future of bankruptcy practice. The attorney predicted that bankruptcy filings would start to decrease because of the lack of availability of new unsecured credit after … Continue reading

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